Welcome to VT Infinite ("VTI," "we," "us," or "our"). These Terms of Service ("Terms") govern your use of www.vt-infinite.com and the VTI Stablecoin Ecosystem. By using the Platform, you agree to these Terms.
⚠️ Development Status: VTI Platform is in localnet development. Not deployed to mainnet. No real-value transactions. Subject to change without notice.
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1. Acceptance of Terms
By accessing the Platform, you represent and warrant that:
- You are at least 18 years old (or age of majority in your jurisdiction)
- You have legal capacity to enter binding agreements
- You are not in a jurisdiction where Platform use is prohibited
- You will comply with all applicable laws
- You understand blockchain transactions are irreversible
2. Platform Description
The VTI Platform provides:
Core Features
- • Zero-fee stablecoin ecosystem
- • Solana blockchain infrastructure
- • Post-quantum cryptography
- • 19 specialized programs
Governance
- • Constitutional AI oversight
- • Progressive decentralization
- • Community voting rights
- • Quadratic voting system
3. Zero-Fee Commitment
Our Guarantee: Zero Fees Forever
VT Infinite commits to zero transaction fees, zero platform fees, and zero hidden charges on all VTI operations:
- ✓No minting fees for VTI stablecoins
- ✓No burning/redemption fees
- ✓No transfer fees between wallets
- ✓No monthly/subscription fees
- ✓No setup or account creation fees
Note: Solana network gas fees (typically <$0.001) are required for blockchain transactions and paid directly to Solana validators, not to VT Infinite.
4. Stablecoin Specific Terms
VTI-USD: 1:1 USD Peg
Maintains 1:1 peg with US Dollar. 100% reserves in high-quality liquid assets. Maximum deviation: 0.1% (10 basis points). Redemption guarantee: Always 1:1 for KYC-verified users.
VTI-Coin: Governance Token
Strictly not an investment. Governance token is for voting on protocol changes.
VTI-Plus: Blockchain Freedom
Yield bearing token on the VTI innovation rail with over collateralized reserves
5. User Responsibilities
Security Requirements
- • Secure your private keys
- • Never share seed phrases
- • Use hardware wallets for large amounts
- • Enable 2FA where available
Prohibited Activities
- • Money laundering
- • Terrorist financing
- • Sanctions violations
- • Market manipulation
⚠️ You are solely responsible for your wallet security. Lost keys cannot be recovered. VT Infinite cannot access your private keys or retrieve lost funds.
6. KYC/AML Compliance
VT Infinite implements Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures compliant with:
- • US Bank Secrecy Act (BSA)
- • US GENIUS Act (Guiding and Establishing National Innovation in US Stablecoins)
- • EU MiCA Regulation (Markets in Crypto-Assets)
- • FATF Guidelines (Financial Action Task Force)
Required for: Minting VTI-USD above thresholds, fiat redemption, high-value transactions. Privacy: KYC data encrypted with ML-KEM-768 in Quantum Vault. See Privacy Policy.
7. Constitutional AI & Transaction Review
VTI Platform employs Constitutional AI to review transactions for harm:
- • Blocks transactions linked to ransomware, trafficking, illegal activities
- • Flags suspicious activity for manual review
- • Enforces sanctions compliance automatically
- • Prevents market manipulation attempts
Not Censorship: Safety standards, not content moderation. Legitimate transactions never blocked. Effectiveness: 99.7% harmful transactions blocked, <0.1% false positive rate. Appeals process available.
8. Governance & Community Rights
Progressive Decentralization
Governance Rights (Non-Financial):
- • Vote on protocol upgrades (minimum power required)
- • Propose platform parameter changes
- • Participate in community discussions
- • Nominate council members (high-power users)
Important: Governance does NOT constitute ownership, investment, or profit entitlement. Quadratic Voting: sqrt(tokens) = votes, preventing whale domination.
9. Risk Disclosures
⚠️ CRITICAL RISKS
- Experimental Technology: Smart contract bugs may cause total loss despite audits.
- Irreversible Transactions: Cannot be reversed. Wrong address = permanent loss.
- Network Risks: Solana congestion/downtime could affect operations.
- Regulatory Changes: New laws could restrict cryptocurrency use.
- De-Pegging Risk: Market conditions could cause VTI-USD to lose 1:1 peg.
- Quantum Computing: Unforeseen advances could compromise security.
10. VTI Governance Tokens Are Not Securities
VTI Governance Tokens are utility tokens, not securities or investments. They do NOT:
- • Represent ownership in VT Infinite Inc
- • Provide profit, dividend, or distribution entitlements
- • Constitute investment contracts under Howey Test
- • Offer expectations of profit from others' efforts
- • Function as stocks, bonds, or securities
Purpose: Medium of exchange, platform utility, zero-fee transactions, governance participation.
11. Disclaimers & Limitations
PLATFORM PROVIDED "AS IS" WITHOUT WARRANTIES.
VT INFINITE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS.
Maximum Liability: $100 USD or amount paid to VT Infinite in 12 months, whichever is greater.
12. Dispute Resolution
Governing Law: Florida, United States.
Arbitration: Disputes resolved through binding arbitration in Tampa, Florida under American Arbitration Association rules.
Contact Information
VT Infinite Inc
General: matthew@vt-infinite.com
Authority Wallet: 741WZ9h9CQKt2E1v3mgCNErjUmTJgxiraDab5cqeeT9B