Built by Main Street,
For Main Street
A zero-fee financial ecosystem orchestrated by Constitutional AI, secured by quantum-resistant cryptography, and governed by the people it serves.
Our Mission
VT Infinite exists to eliminate financial extraction from Main Street businesses and families. Every 2.9% fee, every $0.30 transaction cost, every hidden charge—these aren't just numbers. They're stolen futures, eroded margins, and deferred dreams.
We're building a complete financial operating system where zero fees means zero compromise. No venture capital extraction. No hidden costs. No "industry standard" theft. Just honest, accessible, quantum-secure finance for everyone.
Our Core Ethos
Quantum-secure cryptography. Constitutional AI governance. Solana's cutting-edge infrastructure. Built for the next 50 years of finance.
1:1 USD peg guarantee. 100% reserve backing. Multi-oracle consensus. Zero speculation. Financial stability you can trust.
Dual rails: stability + innovation. VTI-Plus for blockchain freedom with yield-bearing capabilities. PROJECT Area 51 extensibility across 50+ industries.
đź”§ The Money Rails
Dual Stablecoin Rails
- •VTI-USD: 1:1 USD peg, maximum stability and transactability
 - •VTI-Coin: The governance token of the VTI Stablecoin Ecosystem
 - •VTI-Plus: Blockchain freedom with yield bearing token
 
Orchestration Layer
- •PROJECT Area 51: 50+ industry adapters
 - •DeFi Orchestrator: Seamless protocol integration
 - •Future NIST Standards: Built with the expectation of newly available NIST standards to enhance security
 
Engineering Standards
🚀 Zero Defects: The NASA Gemini Standard
The Gemini program had zero in-flight failures across 10 crewed missions. Not one. That's our standard.
- ✓Every line of code reviewed by multiple systems
 - ✓Comprehensive test coverage before deployment
 - ✓Circuit breakers on every critical operation
 - ✓Multi-layer security validation
 - ✓No compromises. No shortcuts. Zero defects.
 
⚡ SpaceX Velocity: The "Algo" Execution
Elon's algorithm: Question requirements. Delete, optimize, accelerate, automate, test. Fast iteration without breaking things.
- 1.Question: Every requirement must justify itself
 - 2.Delete: Remove unnecessary complexity
 - 3.Optimize: Make it faster, leaner, better
 - 4.Accelerate: Rapid iteration with safety
 - 5.Automate: Humans for creativity, machines for repetition
 
Built in Tampa, Florida
Not in Silicon Valley. Not with VC funding. Not with a team of hundreds.
Just sheer determination to build what the financial system should have been from the start.
19 Solana programs. Zero-defect engineering. Constitutional AI governance. Quantum-secure architecture.
Because Main Street deserves better.
Constitutional AI: Money with Morals
Traditional payment processors are neutral. They fund anything. Ransomware, exploitation, harm—if the fee clears, they process it.
We believe neutrality in the face of evil is complicity.
No Harm
Every transaction evaluated. Ransomware blocked. Trafficking prevented. Exploitation stopped.
Fairness
Equal access. No discrimination. Same zero fees for everyone from day one.
Transparency
Open source where possible. Every decision logged. Full audit trails.
Privacy
User data protected. Quantum-secure encryption. Your information, your control.
99.7% harmful transactions blocked. Not censorship—standards. Not control—conscience. Not restriction—responsibility.
Technical Architecture
19 Core Programs
Deployed on Solana with 324 potential CPI relationships orchestrated for maximum efficiency.
- • 2 Stablecoin Rails
 - • 1 Governance Token
 - • 4 Industry adapters
 - • 3 Security layer programs
 - • 5 Infrastructure services
 - • 4 Utility/Application layer programs
 
Quantum Security
Post-quantum cryptography protecting against threats that don't even exist yet.
- • ML-KEM key encapsulation
 - • ML-DSA signatures
 - • SHAKE-256 hashing
 - • Future NIST compliance
 - • Quantum Vault integration
 
PROJECT Area 51
Industry-specific adapters enabling infinite use cases without compromising core stability.
- • Healthcare (HIPAA compliant)
 - • Agriculture (organic certified)
 - • Manufacturing (ISO standards)
 - • Finance (Basel III ready)
 - • 46+ more industries
 
Leadership
Matthew Adams
Founder & Lead Architect
Michigan-born, Tampa-based. Building the financial system Main Street deserves with zero-defect engineering and Constitutional AI principles.
Authority Wallet: 741WZ9h9CQKt2E1v3mgCNErjUmTJgxiraDab5cqeeT9B
Join the Revolution
We're building the future of finance. Zero fees. Zero compromise. Zero extraction.